Helping
Hand

I am only just able to meet all my basic needs (e.g. food, housing, transport)

I have debt and it impacts me in meeting my basic needs

I own or lease a car but may not always be able to afford petrol, so I mostly use public transport

I am employed but my income goes towards supporting others and I am unable to save OR I have limited employment due to my health/personal circumstances

I only have access to Medicare to support my health and wellbeing (I can’t afford to see alternative healthcare practitioners or do mentoring or coaching)

I have less than $1000 savings

I have no or very limited expendable income (e.g. to buy coffee or eat out, new clothes, concert tickets, massages etc.)

I rarely buy new items because I am unable to afford them

I cannot afford a holiday or have the ability to take time off without financial burden